How did sprawl come about? Far from being an inevitable evolution or a historical accident, suburban sprawl is the direct result of a number of policies that conspired powerfully to encourage urban dispersal. The most significant of these were the Federal Housing Administration and Veterans Administration loan programs which, in the years following the Second World War, provided mortgages for over eleven million new homes. These mortgages, which typically cost less per month than paying rent, were directed at new single-family suburban construction. Intentionally or not, the FHA and VA programs discouraged the renovation of existing housing stock, while turning their back on the construction of row houses, mixed-use buildings, and other urban housing types. Simultaneously, a 41,000-mile interstate highway program, coupled with federal and local subsidies for road improvement and the neglect of mass transit, helped make automotive commuting affordable and convenient for the average citizen. Within the new economic framework, young families made the financially rational choice: Levittown. Housing gradually migrated from historic city neighborhoods to the periphery, landing increasingly farther away.
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~ From Suburban Nation
Copyright © 2000 Duany, Plater-Zyberk, Speck
Reprinted with permission